We’d like to introduce to you, some of the people who make NHFL what it is today. Learn more about our Board Of Directors and Management.
Mr Chokkalingam Palaniappan is an MBA Finance from Thunderbird School of Global Management, USA and a Bachelor’s degree in Mechanical Engineering from NIT, Jamshedpur. After serving in USA for more than six years as a Management Consultant, he moved to India and started Prakala Wealth Management Pvt. Ltd. in the year 2006. The company provides Wealth Management, Business and Financial Advisory Services. He has worked in India, Iran, Greece, and USA in various roles. He regularly writes articles in the Tamil personal finance magazine called “Nanayam Vikatan” & the Tamil Daily “The Hindu”. Also he participates in talk shows in financial related matters in Sun News channel. He has deep knowledge in finance, risk management, strategy, business development, and operations.
Mrs. Devikala Venkatkumar has earned B.Sc in Chemistry and Diploma in Computer Applications. She is a Director in Kuvera Real Assets and Consulting Private Ltd. She has deep investment experience in Financial Markets and actively involves herself in voluntary activities.
Mr. Sockalingam completed his B.Com from Madurai Kamaraj University in the year 1990. For 12 years, from 1990 to 2002, he was working with Mittal Trading Company, Sivakasi. Since 2002, till date he is owning and managing SONA PAPER BOARDS. The main activity of the business is marketing of paper and boards for leading paper dealers and producers throughout India.
Mr. Ramanathan served as Asst. General Manager with erstwhile Bank of Madura Ltd. and continued with ICICI Bank after the merger. He was instrumental in growing the business of Bank of Madura Ltd. and enlarging the bank’s branches in states such as Gujarat, Maharashtra, Goa and other Northern States. He is well versed with all kinds of activities in the banking arena such as regulation, operations, administration, and business development. He has deep knowledge in the areas of controls, regulatory compliance and strategy.
Mr.Balamurugan Neelamegam has 19+ years of experiences as a Chartered Accountant and being a fellow member of CMA fuels my expertise in credit processing, due diligence, and post-sanction audits.
Mr. Palaniappan Alagappan has 35 years of unscathed banking experience. He has worked 25 years with Bank of Madura Ltd. And subsequently worked with ICICI Bank for 10 years when Bank of Madura was taken over by ICICI Bank. He has worked as Branch Manager for 14 years in semi urban,urban and metro branches. Also, has worked as Chief Manager taking care of cash management and vendor management in ICICI Bank for the 4 Southern States. He is strong in Credit Appraisal and Credit Monitoring.
Mr. K.R. Sharath Kumar is a seasoned sales professional with over 28 years of experience in Banking, Financial Services, and Telecom. He has expertise in asset lending, including Commercial Vehicles, Construction Equipment, Mortgages, and SME/MSME loans. Throughout his career, he has recruited and trained over 1500 professionals, set up branches, channels, and distribution networks, and built businesses from the ground up. He also specializes in loan recovery across various segments.
Mr. Meenakshi Sundaram, B.E. (Hons.) and Certified Associate of the Indian Institute of Bankers (CAIIB), is a seasoned banking professional with over four decades of expertise in credit administration, stressed asset management, and business development. He has served as President – Corporate Banking at Lakshmi Vilas Bank, overseeing the entire credit portfolio and recovery operations, and held senior leadership roles at Canara Bank, including General Manager (Scale VII) of the Chennai Circle and Deputy General Manager (Credit) of the Mumbai Circle, managing the bank’s largest credit portfolio. His core strengths span SME and corporate lending, risk management, and operational excellence. He currently serves as Independent Director of ITCOT Ltd. (a joint venture of the Tamil Nadu Government and bankers, since 2019), RAR Fincare Ltd. (an NBFC, subsidiary of the GRT Group, with an AUM of ₹200 crore, since 2022; member of the Risk and CSR Committees), and Navarathna Housing Finance Ltd. (a housing finance company, since 2022; member of the Risk Management, Audit, and Nomination & Remuneration Committees).
Mr.K.Sairaman is an experienced finance professional with over 16 years of expertise in the NBFC and Housing Finance sector, currently serving as Cluster Credit Manager at Niwas Housing Finance Private Limited. He independently manages multiple branches across Vellore, Villupuram, Tiruvannamalai, Tirupattur, and Pondicherry, with strong specialization in credit underwriting for salaried and self-employed customers, eligibility assessment, PD-based evaluation, disbursement, and recovery. Prior to this, he spent nearly 11 years with Can Fin Homes Limited as Deputy Manager and earlier worked with Shriram Transport Finance Company Limited, gaining extensive exposure to credit appraisal, documentation, audits, and asset finance operations. A B.Com graduate, he brings strong market knowledge, operational discipline, and relationship-building skills that consistently support credit quality and business growth.
Having 20 years of experience in the field of collection and recovery. Started the career as collection executive in the banking sector and moved to FedEx as Sr.credit collection executive handling overall Tamil Nadu collection team. Have been handling bucket cases to NPA( non-payable account) cases throughout the career and achieved 80-90 percent recovery. Have handled various products like vehicle, home loan, etc;.
Pavithra N P is an experienced Accountant with over 7 years of expertise in financial management, internal audits, GST, TDS, and account finalization. She has a strong background in working with CA firms, corporate finance teams, and educational institutions. Pavithra excels in preparing MIS reports, managing fund flow, reconciling accounts, and statutory compliance. Proficient in Tally ERP/Prime and MS Office, she brings analytical acumen and precision to financial operations. Her collaborative approach with CEOs, auditors, and staff ensures smooth and compliant business practices. She is goal-oriented, detail-focused, and fluent in four languages including English and Tamil.
Ms. Prabha Shanmugam is an experienced HR and sales professional with over 10 years in HR, administration, and sales coordination. She has expertise in talent acquisition, payroll management, employee engagement, and business operations. Prabha is skilled in managing HR policies, compliance, and recruitment processes while thriving under pressure. She has worked at Haritha Automation Pvt. Ltd. and Priyashub Pvt. Ltd., where she handled HR functions, payroll, and business administration. With an MBA in HR & Finance, she also has a background in sales operations, team training, and revenue tracking.